Full Review: Hawaiian Airlines® Business Mastercard® – The Ultimate Card for Frequent Hawaii Travelers

When I first considered the Hawaiian Airlines® Business Mastercard®, I was looking for a travel rewards card that truly catered to my business needs.
I wanted something that could help me save money, earn rewards quickly, and add comfort to my trips — especially since Hawaii is one of my most frequent destinations.

The rewards structure is straightforward and powerful: 3 miles per $1 on Hawaiian Airlines purchases, 2 miles per $1 at gas stations, restaurants, and office supply stores, and 1 mile per $1 everywhere else.
These categories match exactly where my business spends most, making it easy to accumulate miles fast.

One of the best perks is the complimentary first checked bag for me and one companion on Hawaiian Airlines flights. Considering how often I fly, this alone saves me hundreds of dollars annually.
The $100 annual companion discount for round-trip flights between Hawaii and the mainland U.S. is another valuable benefit that adds up quickly.

This card also has no foreign transaction fees, so I can use it abroad without worrying about extra charges.
It comes with free employee cards and the option to set spending limits, which helps me manage my team’s expenses while still earning rewards from their purchases.

Another feature I appreciate is the direct integration with the HawaiianMiles program.
My miles never expire as long as my account is active, and I can transfer them to select partners to maximize their value for different types of travel.

Overall, the Hawaiian Airlines® Business Mastercard® is more than just a travel rewards card — it’s a smart business tool that turns everyday purchases into unforgettable trips.
For companies that regularly travel to Hawaii or value premium travel benefits, it’s a strong contender.