Comparison Bank of America® Sandals Visa Signature® Credit Card vs Capital One Quicksilver Secured Cash Rewards Credit Card
Choose the best option based on your travel or credit-building needs.
Bank of America® Sandals Visa Signature® Credit Card
★ 4.8 NerdWallet rating
APPLY NOW
on Bank of America’s website
Capital One Quicksilver Secured Cash Rewards Credit Card
★ 4.6 NerdWallet rating
APPLY NOW
on Capital One’s website
Compare Features
📊 Recommended Credit Score
Score Range
690-850
Good – Excellent
300-669
Limited – Fair
💚 Great For
Categories
- Travel Rewards
- Sandals Resorts
- Beaches Resorts
- No Annual Fee
- Dining
- Grocery
- Credit Building
- Cash Back
- No Annual Fee
- No Foreign Transaction Fees
💳 Annual Fee
Amount
$0
$0
🎁 Bonus Offer
Details
Earn 10x points on Sandals and Beaches Resorts purchases, 2x points on dining and grocery store purchases, and 1x point on all other purchases.
Earn unlimited 1.5% cash back on every purchase; refundable security deposit required to open the account.
Summary & Opinion
If you frequently stay at Sandals or Beaches Resorts and want to maximize travel rewards with no annual fee, the Bank of America® Sandals Visa Signature® Credit Card is the clear choice. However, if your primary goal is to build or rebuild your credit while still earning consistent cash back on all purchases, the Capital One Quicksilver Secured Cash Rewards Credit Card offers an excellent path forward — especially with its no annual fee and no foreign transaction fees.
Frequently Asked Questions
The Bank of America® Sandals Visa Signature® Credit Card is better for travel rewards, especially for frequent guests of Sandals and Beaches Resorts, with its 10x points on resort purchases.
The Capital One Quicksilver Secured Cash Rewards Credit Card is designed for building or rebuilding credit while earning 1.5% cash back on all purchases.
No — both cards have no annual fee, making them cost-effective choices.
The Quicksilver Secured has no foreign transaction fees, while the Sandals Visa Signature® Credit Card may charge fees on purchases made outside the U.S.
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