Comparação Applied Bank Secured Visa® Gold Preferred® Card vs Bank of America® Allways Rewards Visa® Credit Card
Compare these two credit cards to see which one fits your financial goals and lifestyle.
Applied Bank Secured Visa® Gold Preferred® Card
★ 4.6 NerdWallet rating
APPLY NOW
on Applied Bank’s website
Bank of America® Allways Rewards Visa® Credit Card
★ 4.8 NerdWallet rating
APPLY NOW
on Bank of America’s website
Compare Features
📊 Recommended Credit Score
Score Range
300-669
No credit score required
670-850
Good – Excellent
💚 Great For
Categories
- Credit Building
- Low Fixed APR
- Secured Card
- No Credit Score Required
- Rewards
- Cash Back
- Everyday Purchases
- No Annual Fee
💳 Annual Fee
Amount
$0
$0
🎁 Bonus Offer
Details
No bonus offer; focuses on credit building and stable APR.
Earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days.
Summary & Opinion
The Applied Bank Secured Visa® Gold Preferred® Card is ideal for those focused on building or repairing credit with predictable costs, no annual fee, and no credit score requirements. On the other hand, the Bank of America® Allways Rewards Visa® Credit Card is best for those with good to excellent credit who want to maximize rewards on everyday purchases without paying an annual fee. If you’re starting your credit journey, Applied Bank offers a safe entry point. If you already have established credit and want rewards, Bank of America’s option will deliver more long-term value.
Frequently Asked Questions
The Applied Bank Secured Visa® Gold Preferred® Card is specifically designed for building or rebuilding credit, reporting to all three major credit bureaus and requiring no credit score for approval.
The Bank of America® Allways Rewards Visa® Credit Card offers cash back on everyday purchases and a sign-up bonus, making it the stronger choice for rewards.
No — both cards have no annual fee.
The Applied Bank Secured Visa® Gold Preferred® Card is easier to qualify for since it does not require a minimum credit score and is secured by a refundable deposit.
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