Comparison: Amex EveryDay® Preferred Credit Card vs BankAmericard® Credit Card
See whether a rewards-focused card or a low-interest balance transfer card is the better fit for your needs.
Amex EveryDay® Preferred Credit Card
★ 4.5 NerdWallet rating
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on American Express’s website
BankAmericard® Credit Card
★ 4.5 NerdWallet rating
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on Bank of America’s website
Compare Features
📊 Recommended Credit Score
Score Range
670-850
Good – Excellent
670-850
Good – Excellent
💚 Great For
Categories
- Rewards
- Bonus Offers
- Travel
- Dining
- Groceries
- Low Interest
- Balance Transfer
- 0% APR
- No Annual Fee
💳 Annual Fee
Amount
$95
$0
🎁 Bonus Offer
Details
Earn 15,000 Membership Rewards® points after you spend $1,000 in the first 3 months.
0% Intro APR for 18 billing cycles for purchases and for balance transfers made in the first 60 days.
Summary & Opinion
If you want to earn rewards on groceries, dining, and travel, the Amex EveryDay® Preferred offers strong points-earning potential and valuable Membership Rewards® perks.
If your main goal is to save on interest or pay down existing debt, the BankAmericard® Credit Card is the smarter choice with its long 0% intro APR period and no annual fee.
If your main goal is to save on interest or pay down existing debt, the BankAmericard® Credit Card is the smarter choice with its long 0% intro APR period and no annual fee.
Frequently Asked Questions
The Amex EveryDay® Preferred is focused on rewards, especially for groceries, dining, and travel purchases, and offers Membership Rewards® points that can be redeemed for travel, gift cards, or cash back.
The BankAmericard® Credit Card is better for managing or reducing debt with its 0% Intro APR for 18 billing cycles on purchases and qualifying balance transfers.
The Amex EveryDay® Preferred has a $95 annual fee, while the BankAmericard® Credit Card has no annual fee.
Both cards generally require good to excellent credit, but the BankAmericard® Credit Card may be slightly easier to get if you have a strong existing relationship with Bank of America.
The Amex EveryDay® Preferred offers more travel-related earning potential and benefits, while the BankAmericard® Credit Card focuses primarily on low-interest features rather than perks.
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