Full Review: Brex Card – The Corporate Card Designed for Startups and High-Growth Businesses

The Brex Card stands out in the business credit card space by offering a unique approval process that focuses on your company’s financials — not your personal credit.
That means no personal guarantee, no hard inquiry on your credit report, and no risk to your personal assets.

With Brex, you can earn up to 7x points in select categories: rideshare, travel booked through Brex Travel, and restaurants.
You’ll also get 4x points on Brex Marketplace partners, 3x on recurring software, and 1x on everything else.
This rewards structure is particularly valuable for tech startups and companies with high marketing or travel spend.

One of the Brex Card’s most powerful features is its expense management platform.
You can issue unlimited virtual and physical cards to employees, set precise spending limits, and monitor transactions in real time. This allows for better budget control and prevents overspending.

Accounting integration is another strong point.
Brex connects directly with QuickBooks, Xero, NetSuite, and other tools, automating expense categorization and receipt matching. This reduces administrative work and speeds up month-end closing.

Additional benefits include no annual fee, no foreign transaction fees, and robust travel and purchase protections through Visa or Mastercard (depending on your chosen network).
Brex also offers exclusive discounts and perks from business service providers like AWS, Zoom, and Slack — perks that can save companies thousands of dollars each year.

Rewards earned with the Brex Card are unlimited and never expire.
You can redeem points for travel, statement credits, gift cards, or transfer them to leading airline partners for maximum value.
This flexibility makes it easy to align your rewards with your company’s priorities.

If your business values high rewards, expense control, and the freedom from personal liability, the Brex Card is one of the most compelling options available today.