Full Review: Bank of America® Sandals Visa Signature® Credit Card – Turning Every Purchase into a Caribbean Escape

When I first heard about the Bank of America® Sandals Visa Signature® Credit Card, I assumed it was just another niche travel card with limited benefits.
But after digging into the details and using it for my last trip, I realized it offers one of the best returns for anyone who loves Sandals or Beaches Resorts.

The rewards structure is its biggest selling point: 10x points on every Sandals and Beaches Resorts purchase — from accommodations and dining to spa treatments and activities.
If you’re booking even one resort stay a year, the rewards add up quickly and can easily cover future nights or premium experiences.

Outside the resorts, the card still holds its own.
You earn 2x points on dining and grocery store purchases, plus 1x point on everything else.
That means you’re always building points for your next vacation, whether you’re at home or abroad.

One thing I appreciate is the no annual fee.
Many travel cards with similar reward rates charge hefty yearly costs, but here, every point you earn is pure value with no extra cost to offset.

Then there are the Visa Signature perks — things like travel accident insurance, purchase protection, concierge service, and access to exclusive experiences.
These benefits give you peace of mind and added convenience when traveling, especially internationally.

During my last Sandals trip, the points I earned paid for an ocean-view room upgrade, and the concierge service handled a last-minute dining reservation at one of the most popular restaurants on the property. Those little touches made the trip even more memorable.

If you regularly visit Sandals or Beaches Resorts, this card isn’t just a nice-to-have — it’s a no-brainer.
It rewards you where you spend most on vacation, supports everyday purchases, and helps you get back to paradise sooner.