Bank of America® Premium Rewards® Credit Card – Key Benefits

The Bank of America® Premium Rewards® Credit Card combines consistent everyday value with premium perks — all without the complexity of luxury travel cards.
It’s built for those who want to earn more on what they already spend while enjoying a handful of useful benefits.

✅ 60,000 bonus points after spending $4,000 in the first 90 days — a $600 value toward travel or cash back.

✅ 2 points per $1 on travel and dining purchases, including flights, hotels, taxis, rideshares, and restaurants.

✅ 1.5 points per $1 on all other purchases — no rotating categories, no enrollment required.

✅ Up to 75% rewards bonus for Bank of America Preferred Rewards members — up to 3.5 points per dollar on travel and dining.

✅ $100 annual airline incidental credit to cover baggage fees, seat upgrades, and in-flight purchases.

✅ $100 TSA PreCheck® or Global Entry credit every 4 years — just pay the fee with your card and get reimbursed automatically.

✅ No foreign transaction fees, making it ideal for international travel.

✅ Travel and purchase protections like trip delay coverage, lost luggage reimbursement, and extended warranty.

This card is practical, rewarding, and especially powerful if you bank with Bank of America.
With real-world benefits and flexible redemption options, it’s a reliable travel and everyday companion.