Bank of America® Customized Cash Rewards Credit Card for Students – Full Review

The Bank of America® Customized Cash Rewards Credit Card for Students is a powerful entry-level card that combines flexible rewards with tools designed to help students manage their finances responsibly.
With the ability to pick your 3% cash back category and a generous welcome bonus, it offers a unique mix of value and simplicity — all without an annual fee.

One of the card’s best features is its customizable 3% cash back category.
Whether you spend more on gas, dining, online shopping, travel, drug stores, or home improvement, you can tailor your rewards to match your lifestyle.
Add to that 2% cash back at grocery stores and wholesale clubs and 1% on everything else, and you’ve got a reliable way to earn cash back on every purchase.

For new cardholders, there’s also a $200 online cash rewards bonus after spending $1,000 in the first 90 days — a simple and attainable offer that gives you a head start on earning rewards.
And because the card has no annual fee, all your rewards stay in your pocket.

Students who qualify for the Bank of America Preferred Rewards® program can take their earnings even further, boosting cash back by up to 75%, making this card even more valuable over time.
This feature makes it especially appealing for those who already bank with Bank of America.

In addition to rewards, this card includes tools to help students build and track their credit, like free access to your FICO® Score and real-time alerts.
Mobile banking integration makes account management easy, while fraud protection features give you peace of mind on every transaction.

In summary, the Bank of America® Customized Cash Rewards Credit Card for Students is perfect for students who want a card that earns rewards, builds credit, and grows with their financial needs.
With flexible earning options and strong account management tools, it’s one of the best starter credit cards available today.