Benefits of the Applied Bank Secured Visa® Gold Preferred® Card

The Applied Bank Secured Visa® Gold Preferred® Card offers a unique combination of accessibility and stability for those looking to establish or rebuild credit.
With a low fixed APR that doesn’t fluctuate based on your credit score, you can focus on consistent payments without worrying about rising interest rates.

This card requires a refundable security deposit, which becomes your credit limit, giving you full control over your spending range.
Whether you start small or invest in a higher limit, you have the flexibility to adjust as your financial situation improves.

Applied Bank reports to all three major credit bureaus, ensuring that your responsible card use is reflected in your credit history.
Over time, this can help you qualify for unsecured credit products with better terms and lower rates.

There are no penalty rate increases, and there’s no minimum credit score required for approval — making this an excellent choice for individuals focused on creating a solid credit foundation.