How the Amex EveryDay® Preferred Credit Card Became My Go-To for Everyday Spending

Before switching to the Amex EveryDay® Preferred Credit Card, I was using a generic cash back card that didn’t give me much in return.
I spend a lot on groceries and gas, and I realized I was missing out on valuable rewards.
After some research, this card stood out — especially once I saw how the bonus points multiplier worked.

The card earns 3X points at U.S. supermarkets (on up to $6,000 per year), 2X points at U.S. gas stations, and 1X on everything else.
But here’s the game-changer: if I make 30 or more purchases in a billing period, I get a 50% points bonus — automatically.

Since I use my card daily for groceries, gas, streaming services, and even coffee runs, I almost always hit the 30-transaction mark. That 50% boost makes a noticeable difference over time.

The card has a $95 annual fee, but I easily make that back in rewards value — especially considering the Membership Rewards® points can be transferred to travel partners or redeemed for gift cards and flights.

It’s also one of the few cards that encourages frequent small purchases, which works perfectly for my spending habits.
And because it's from American Express, I get added benefits like purchase protection and fraud alerts through the Amex app.

If you’re someone who uses your credit card multiple times a day and wants a smart way to earn more from everyday purchases, this card might be exactly what you’re looking for.