How the Amazon Business Prime American Express Card Became My Smartest Business Upgrade

Before I got the Amazon Business Prime American Express Card, I was juggling multiple cards for inventory, travel, and team expenses.
It was messy — different billing cycles, missed reward opportunities, and no centralized way to track Amazon-related spending. Once I switched, everything fell into place.

The headline benefit? 5% back or 90-day terms on eligible U.S.
purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market — but only for Prime members.
This flexibility lets me choose between maximizing rewards or holding onto cash longer, depending on the month’s needs.

On top of that, the card offers 2% back at restaurants, gas stations, and on wireless telephone services purchased directly from service providers — categories that line up perfectly with everyday business expenses.

Everything else earns 1% back, with no caps and no need to enroll in bonus categories.
Rewards accumulate quickly and can be redeemed toward purchases or statement credits.

The card also integrates seamlessly with Amazon Business tools, making it simple to categorize expenses, manage employee cards, and monitor spending in real time. For a team that operates in multiple states and online, this is a huge win.

As an American Express cardholder, I also get built-in purchase protection, extended warranties, and travel benefits — extra peace of mind for both big purchases and business trips.

In short, if your business spends heavily on Amazon or AWS and you already have a Prime membership, this card isn’t just a good option — it’s a strategic advantage.