The Blue Business® Plus Credit Card from American Express – Full Review

The Blue Business® Plus Credit Card from American Express is an excellent choice for small business owners and entrepreneurs who want simple, flat-rate rewards without the complexity of rotating categories or annual fees.
With 2X Membership Rewards® points on the first $50,000 spent each year and 1X thereafter, it’s designed to reward everyday business spending consistently.

One of the standout advantages of this card is its $0 annual fee, allowing businesses to earn rewards year after year without extra costs.
The Membership Rewards® points earned can be redeemed flexibly for travel, statement credits, gift cards, or purchases at select partners, making it a versatile rewards system for any type of business need.

The Blue Business® Plus also comes with Expanded Buying Power, enabling you to spend beyond your credit limit when necessary.
This feature adapts to your usage, payment history, and credit profile, making it a practical tool for businesses that experience fluctuating expenses or occasional large purchases.

Additional benefits include employee cards at no additional cost, expense management tools, and integrations with accounting software — all designed to make managing your finances easier.
Cardholders also gain access to Amex Offers, providing exclusive discounts and bonus rewards with select merchants.

For protection and peace of mind, the card includes purchase protection and extended warranty coverage on eligible items, as well as access to Amex’s renowned customer service and fraud monitoring tools.

In summary, the Blue Business® Plus Credit Card from American Express is ideal for small business owners seeking flat-rate rewards, no annual fee, and valuable business tools.
Whether you’re managing everyday expenses or planning for growth, this card delivers steady value and flexibility.