Comparison Amazon Business Prime American Express Card vs Princess Cruises Rewards Visa® Card

See how these two cards differ — one tailored for business efficiency and the other for cruise rewards enthusiasts.

Amazon Business Prime American Express Card

Amazon Business Prime American Express Card

★ 4.6 NerdWallet rating

APPLY NOW

on American Express’s website

Princess Cruises Rewards Visa® Card

Princess Cruises Rewards Visa® Card

★ 4.0 NerdWallet rating

APPLY NOW

on Barclaycard’s website

Compare Features

📊 Recommended Credit Score

Score Range

690-850

Good – Excellent

670-850

Fair – Excellent

💚 Great For

Categories
  • Business Rewards
  • Cash Back
  • Flexible Payment
  • Amazon Purchases
  • Travel Rewards
  • Cruise Perks
  • Onboard Credit
  • Visa Signature

💳 Annual Fee

Amount

$0 (with Prime membership required)

$0

🎁 Bonus Offer

Details

Choose between a $125 Amazon Gift Card upon approval or bonus rewards with qualifying spend (offer may vary).

Earn a new cardmember bonus after your first few purchases and meeting the minimum spend requirement (offer varies).

Summary & Opinion

The Amazon Business Prime American Express Card is designed for business owners who shop frequently at Amazon and Whole Foods, offering 3% back or 60-day payment terms on eligible purchases, plus no annual fee with an active Prime membership. It’s ideal for streamlining expenses and maximizing cash flow.

The Princess Cruises Rewards Visa® Card, on the other hand, is perfect for travelers loyal to Princess Cruises. It offers 2X points on Princess purchases and flexible redemption options like onboard credits, cruise fare discounts, dining, spa, and excursions — all with no annual fee.

Choose the Amazon Business Prime Amex if you want business-focused benefits and Amazon-centric rewards, or the Princess Cruises Visa if your priority is maximizing value from cruise-related spending.

Frequently Asked Questions

Yes — you must maintain an active Amazon Prime membership to access the $0 annual fee and maximize its benefits.

Yes — you’ll earn 1X point per $1 on all other purchases outside of Princess Cruises, though the best value comes from cruise-related spending.

The Princess Cruises Rewards Visa is better for travel perks specific to cruising, while the Amazon Business Prime Amex offers broader business-related benefits but limited traditional travel perks.

The Princess Cruises Visa has no annual fee. The Amazon Business Prime Amex also has no annual fee, but it requires an active Prime membership, which does carry its own cost.

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