Bank of America® Travel Rewards credit card – Benefits

The Bank of America® Travel Rewards credit card is designed for travelers who want simple, consistent rewards without the hassle of annual fees or complicated categories.
Every purchase you make — big or small — works toward your next trip or dining experience.

Unlimited 1.5 points per dollar: Unlike many cards that limit categories or set spending caps, this card delivers flat-rate rewards on everything you buy.
Whether it’s daily expenses like groceries and gas or larger costs like airfare and hotels, you always earn the same solid rate.

Flexible redemption options: Use your points as statement credits toward travel and dining purchases, or book directly through the Bank of America Travel Center.
With no blackout dates and no restrictions, your rewards are easy to use exactly when you need them.

Preferred Rewards boost: If you’re a Bank of America Preferred Rewards® client, you can earn 25%–75% more points on every purchase.
This is one of the strongest perks for loyal Bank of America customers, turning everyday spending into even greater travel rewards.

No annual fee: Enjoy all the benefits of this travel card without paying a yearly cost.
It’s ideal for occasional travelers or those who want to keep a travel card in their wallet without worrying about fees eating into their rewards.

No foreign transaction fees: A standout feature for international use, this card won’t charge extra when you make purchases abroad — making it a smart travel companion for trips worldwide.

Introductory APR offer: The card often comes with a limited-time 0% intro APR on purchases, giving you extra breathing room for larger expenses. After the intro period, a variable APR applies.

Extra benefits with Visa Signature®: Cardholders also enjoy access to Visa Signature perks, including purchase protection, extended warranty, travel and emergency assistance services, and exclusive event access.

Who should get this card? If you value straightforward earning, want flexible redemptions, and prefer a no-fee travel card that’s accepted worldwide, the Bank of America® Travel Rewards credit card is an excellent fit.
It’s also perfect if you already bank with BoA and can unlock Preferred Rewards boosts.