Benefits of the Bank of America® Allways Rewards Visa® Credit Card

The Bank of America® Allways Rewards Visa® Credit Card offers a simple yet powerful way to make the most of every purchase.
With unlimited rewards on all spending, you never have to worry about tracking categories or hitting caps — every dollar you spend works toward your next reward.
Whether you prefer redeeming for travel, merchandise, gift cards, or cash back, you’ll enjoy full control and flexibility over how you use your points.

One of the standout benefits is that your rewards never expire, as long as your account remains open and in good standing.
This gives you the freedom to accumulate points over time and use them when it’s most convenient for you.
Plus, there are no blackout dates when redeeming for travel, making it easier to plan your trips on your terms.

You’ll also enjoy the reliability and global acceptance of the Visa network, along with valuable protections like fraud monitoring, zero liability for unauthorized purchases, and travel assistance services. These benefits provide peace of mind no matter where life takes you.

Best of all, there’s no annual fee, which means you can maximize your rewards without paying extra to keep your card.
For Bank of America customers, there may be opportunities to enhance your rewards earning potential through customer loyalty programs.