Comparison Amazon Business American Express Card vs Brex Card
See which business card offers the best rewards, perks, and features for your company’s needs.
Amazon Business American Express Card
★ 4.8 NerdWallet rating
APPLY NOW
on American Express’s website
Brex Card
★ 4.9 NerdWallet rating
APPLY NOW
on Brex’s website
Compare Features
📊 Recommended Credit Score
Score Range
690-850
Good – Excellent
No personal credit check
Approval based on business financials
💚 Great For
Categories
- Cash Back
- Business Rewards
- Amazon Purchases
- No Annual Fee
- Flexible Payment Terms
- Business Rewards
- Expense Management
- No Personal Guarantee
- High Bonus Categories
💳 Annual Fee
Amount
$0
$0
🎁 Bonus Offer
Details
$125 Amazon Gift Card upon approval for eligible Prime members.
Up to 50,000 bonus points when meeting minimum spend requirements.
Summary & Opinion
The Amazon Business American Express Card is ideal for companies making frequent Amazon and AWS purchases, offering the choice between 3% back or 60-day terms, all with no annual fee.
The Brex Card is better suited for startups and high-growth businesses looking for high-category rewards, no personal guarantee, advanced expense controls, and powerful accounting integrations.
If your business is e-commerce or heavily uses Amazon, go with the Amex option. If you need company-wide spend management and travel/dining rewards, Brex may be the stronger pick.
The Brex Card is better suited for startups and high-growth businesses looking for high-category rewards, no personal guarantee, advanced expense controls, and powerful accounting integrations.
If your business is e-commerce or heavily uses Amazon, go with the Amex option. If you need company-wide spend management and travel/dining rewards, Brex may be the stronger pick.
Frequently Asked Questions
No — you don’t need Prime to apply, but Prime members get additional benefits such as the $125 Amazon Gift Card upon approval.
No — Brex approvals are based solely on your company’s financial profile, and there’s no personal guarantee required.
No — both cards come with no annual fee.
The Brex Card offers more advanced expense management tools, including unlimited virtual/physical cards and custom spending controls.
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