Why the Bank of America® Premium Rewards® Card Became My Go-To for Travel and Everyday Spending

I’ve tried many credit cards over the years, but the Bank of America® Premium Rewards® Card has truly stood out.
I wanted a card that didn’t just reward travel, but also made my everyday spending more valuable — and that’s exactly what I got.

One of the first things that impressed me was the 60,000 bonus points after I spent $4,000 in the first 90 days. That’s a $600 value I used right away to cover a flight and hotel. It felt like a real reward — not just marketing fluff.

What makes this card powerful is its simplicity.
I earn 2 points for every dollar spent on travel and dining, and 1.5 points on everything else — no rotating categories, no enrollment, just automatic rewards.

Since I’m also a Bank of America Preferred Rewards member, my rewards rate increased up to 75% more points — which boosted my value significantly. If you bank with them, this is where the card really shines.

The travel benefits are just as strong.
I’ve used the $100 annual travel credit for incidental airline fees and the $100 TSA PreCheck® or Global Entry credit. Both perks paid for themselves quickly.

There’s also no foreign transaction fee, which is crucial for me since I travel abroad several times a year.
And because it’s a Visa Signature card, it comes with solid protections and travel assistance.

All of this is backed by great customer service and a sleek mobile app that makes managing my rewards and payments super easy.
It’s the kind of card that doesn’t feel like a chore — it just works in the background, saving and earning for me.

If you're someone who travels often and wants value even when you're not traveling, this card is a serious contender. It's flexible, rewarding, and reliable — exactly what I needed.